1. Participants must provide true and accurate information on the entry form. Fingertips Company Limited (the “Organiser”) reserves the right to disqualify any entries in cases where, in our opinion, any information provided is inaccurate or has been omitted.

2. To be eligible for participation, participants must be aged 18 or above as of 19 June 2022.

3. Employees of Allianz Global Investors Asia Pacific Limited (the “Sponsor”) and/ or its affiliates, the Organiser and/ or its affiliates, and all those living in the same households as those employees are not eligible to participate in the competition.

4 All entries must be original, submitted on an individual basis, and have not been previously published on any occasion. An entry will be disqualified if the participant is considered by the Organiser to have committed plagiarism, infringement of copyrights and/or violation of any laws.

5. Any entries that the Organiser considers, in its sole and absolute discretion, that it contains material that is dangerous, vulgar, offensive, indecent, obscene, illegal, racist, pornographic, violent, defamatory, disparaging, inappropriate, controversial or that promotes political interests will be disqualified.

6. Entry into the competition is at the participant’s sole risk. To the extent permitted by law, none of the Organiser, Co-organisers and the Sponsor accepts any responsibility for any damage, loss, liabilities, costs, expenses or claims (whether in contract, tort or otherwise) suffered by participants or any third parties arising out of or in connection with the competition and/or accepting a prize.

7. No entry fee is required. However, participants are solely responsible for all expenses incurred in preparing and submitting their work(s).

8. Each participant may submit up to a maximum of three (3) works, but would only be entitled to one of the prizes. Additional or late entries will not be accepted.

9. No substitution of work will be allowed under any circumstances once the entry has been submitted to the competition.

10. Incomplete, illegible, misdirected or late entries will not be accepted. Proof of sending will not be accepted as proof of delivery or receipt. No responsibility can be accepted for entries that are incomplete, lost due to technical reasons, corrupted, delayed, wrongly delivered, or not received for whatsoever reason.

11. If it becomes apparent that a participant is using any means to circumvent the above conditions such as, and without limitation, multiple email accounts, multiple reproduced or computer-generated entries, using multiple identities, fraudulently falsifying data, acting fraudulently or dishonestly in the opinion of the Organiser or otherwise acting in violation of these Terms and Conditions, these participants will be disqualified, and any prize entitlement will be void.

12. The results of the competition are subject to the final decision of the panel of judges. No objections by participants will be entertained. The Organiser retains the right at its sole and absolute discretion to revoke the participants’ or their works’ qualifications and/or withdraw their prizes.

13. The result of the competition will be announced by 30 September 2022 and the Organiser will notify the winners by email via the email address provided by the participant at the point of entry. Participants must provide a valid email address as this is the sole channel for the Organiser to contact the participants. Participants should check their email inbox (including the junk and spam mail folders).

14. The prize will be presented in form of cash in Euro by wiring to the winners’ bank accounts. Once the Organiser has sent out notifications of prize-winners by email, the winners need to provide the following information to the Organiser within one (1) month from the date of the Organiser’s email: a copy of their identification document together with the bank account details of an account where the winners are the sole account holders. If a winner fails to provide the required information within this timeframe, such winner will be deemed to have waived the entitlement to the prize and the Organiser reserves the right to withdraw prize entitlement. Once the Organiser has received all the required information, the cash prize will be remitted to the bank account mentioned above within 2 weeks.

15. It is the responsibility of a winner to provide correct, up-to-date details when providing their information for the acceptance of the prize. None of the Organiser, the Co-organiser or the Sponsor can be held responsible for any winners failing to supply accurate information which affects prize acceptance or delivery of their prize.

16. The cash prize will be issued in Euros. Winners should provide details of their bank account denominated in Euro to receive the cash prize. Otherwise, the cash prize in Euros will be converted into the denominating currency of the winners’ bank account at the exchange rate applicable on the date of the remittance and may therefore be subject to exchange rate fluctuations, taxes and other applicable fees and charges.

17. The Organiser will be responsible for all remittance fees, while the winners will be responsible for, if any, other relevant fees and taxes, derivative costs charged by the account holding bank and other charges arising from the relevant financial procedures in the location of the bank. The Organiser will notify winners when the remittance process has been completed, but the time at which winners receive their cash prize may be subject to the administration process of the account holding bank and the financial procedures operating in their specific locations.

18. The Organiser reserves the right to verify winners and ask for proof of identity, age, address and other information provided by the participants and to withdraw prize entitlement where there are reasonable grounds to believe there has been a breach of these Terms and Conditions.

19. The Organiser, the Sponsor and their affiliates reserve the right to copy, publicise or make use of the submitted works in full or in part and in any form, including but not limited to promotion, exhibition, education purposes, without the consent of the participants or payment of fees of any kind.

20. Participants agree that their works may be put on display in a virtual exhibition for public viewing, together with their names and the short description provided without any fee being payable.

21. By entering the competition, each participant grants the Organiser, the Sponsor and their affiliates a world-wide, perpetual, irrevocable, non-exclusive, transferable, royalty free and sub-licensable right and licence to use, reproduce, modify, adapt, publish or display (in whole or in part) any intellectual property contained in the content of their works, without royalty, payment or other compensation. Each participant agrees not to assert any moral rights in relation to such use and warrants that they have full authority to grant such rights.

22. The Organiser reserves the right to interpret and amend the rules, and the Terms and Conditions of the competition, without prior notice.

23. Upon submission of entries, participants agree to abide by the Terms and Conditions of the competition.

24. All information collected by the Organiser is for the purpose of the competition only, including but not limited to, contacting participants and distributing prizes. The information (including the personal information of participants) will be kept for six (6) months by the Organiser after the end of the competition, after which it will be deleted.

25. If an act, omission, event or circumstance occurs which are beyond the reasonable control of the Organiser and which prevents the Organiser from complying with these Terms and Conditions, the Organiser will not be liable for any failure to perform or delay in performing its obligation.

26. The Organiser accepts no responsibility for system errors or other issues that may result in disruption to, delay or failure in receiving entries and/or sending notifications or prizes to winners.
27. If any clause of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these Terms and Conditions and the remaining clauses shall survive and remain in full force and effect.

28. The Organiser and the Sponsor reserves the right to cancel, amend, withdraw, terminate or temporarily suspend this competition in the event of any unforeseen circumstances or technical reason outside their reasonable control, with no liability to any applicants or third parties.

29. These Terms and Conditions prevail in the event of any conflict or inconsistency with any other communications, including without limitation, advertising or promotional materials. Participants will be deemed to have accepted and be bound by these Terms and Conditions.

30. In the event of any inconsistency between the English and translated versions in these Terms and Conditions, the English version will prevail.

31. In the event of any dispute in respect of or arising from the Competition (including without limitation, dispute concerning the interpretation and application of these Terms and Conditions), the decision of the Organiser will be final, conclusive, and binding.

32. The competition and these Terms and Conditions, and any disputes arising therefrom, shall be subject to Hong Kong law and the non-exclusive jurisdiction of the Hong Kong courts.